Best Cashback Credit Cards | 3 Must Have Cashback Credit Cards

Best Cashback Credit Cards | 3 Must Have Cashback Credit Cards

When it comes to credit cards, people always search for the top deals to save money. Cashback credit cards are a top pick for people who want rewards for their daily spending. With a variety of choices, picking the best cashback credit card can seem daunting.

Cashback credit cards give back a part of what you spend. The cashback percentage can change based on the card. It may differ for groceries, gas, dining, or general purchases. You can get the cashback as a statement credit, in your savings account, or as travel vouchers. In this blog post, discover 3 must have cashback credit card for better rewards.

 

Best Cashback Credit Cards in 2024:

Here’s a review of 3 must have cashback credit card now in the market. They suit various spending habits.

 

1. Flipkart Axis Bank Credit Card:

The Flipkart Axis Bank Credit Card offers cashback rewards. It also provides exclusive benefits for your lifestyle. This card offers unlimited cashback across favorite categories like travel and shopping. Enjoy benefits on entertainment and daily purchases too.

Fees:

  • Joining Fee: Rs. 500.
  • Annual Fee: Rs. 500; Waived off on annual spends of more than Rs. 2,00,000.

Rewards:

  • Welcome Offer: Get joining and activation benefits worth Rs. 1,100, offsetting the joining fee.
  • Airport Lounge Access: Enjoy 4 free visits to domestic airport lounges each year.
  • Fuel Savings: Enjoy a 1% waiver on fuel surcharge, making pump visits a little lighter on your wallet.
  • 5% Cashback: Maximise your savings on every Flipkart purchase.
  • 4% Cashback: Enjoy a generous cashback on partner merchants.
  • 1.5% Cashback: Earn cashback on all other transactions, ensuring you’re always rewarded.
  • Get up to 20% off when dining at select restaurants in India.
  • EMI Flexibility: Convert purchases of Rs. 2,500 or more into easy EMIs for convenient repayment.

 

2. HDFC Bank MoneyBack Credit Card:

The HDFC Bank MoneyBack Credit Card is great if you want rewards on all your purchases. Whether you shop online or offline, this card offers cashback through reward points.

Fees:

  • Joining Fee: Rs. 500 + taxes (refundable if you spend Rs. 50,000 in the first year).
  • Annual Fee: Rs. 500 + taxes (waived off on spending Rs. 50,000+ in the first year).

Rewards:

  • Earn 2 Reward Points on every Rs. 150 spent (except for fuel, wallets, prepaid cards & vouchers).
  • Earn double points (4 Reward Points) for every Rs. 150 spent online.
  • Get a Rs. 500 gift voucher every quarter for spending Rs. 50,000 (up to Rs. 2,000 annually).
  • Enjoy 1% cashback (up to Rs. 250 per month) on fuel transactions between Rs. 400 and Rs. 5,000.
  • Receive 500 bonus Cash Points upon paying the joining fee.
  • This card is for all kinds of spenders. It offers cashback on transactions made online and offline.
  • The fee waiver makes it cheaper to reach a spending goal, a good choice for cashback customers.

 

3. Cashback SBI Card:

The Cashback SBI Card offers a compelling combination of rewards and affordability. Let’s break down the key benefits: .

Fees:

  • Joining Bonus: Nil.
  • Annual Fee: Rs. 999 + taxes, (waived off on spending Rs. 2,00,000+ in the first year).

Rewards:

  • Earn a generous 5% cashback on all online purchases, regardless of the merchant.
  • Don’t miss out on rewards for everyday spending. Earn 1% cashback on all offline transactions and even utility bill payments.
  • Cashback goes into your account 2 days after your statement, so you get your rewards.
  • You can use airport lounges for free 4 times a year (once every 3 months) at certain local airports. Relax and unwind before your flight.
  • Get a 1% fuel surcharge waiver at all petrol pumps across India, saving you a little extra on your gas expenses.

 

Final Words:

Cashback credit cards help you get more value from your purchases and earn rewards. To fully benefit from cashback credit cards, compare their features. This helps you choose the best cashback credit cards for your lifestyle and financialĀ goals.