Do you enjoy online shopping and seek rewarding credit card options? The Flipkart Axis Bank Credit Card might interest you. It provides appealing cashback offers, particularly for frequent Flipkart shoppers. This guide outlines eligibility requirements, benefits, fees, and application steps for this card.
Eligibility Criteria:
To apply for the Flipkart Axis Bank Credit Card, you must meet these criteria:
- The primary cardholder’s age should range from 18 to 70 years.
- You must reside in India or be a Non-Resident Indian.
- There is a minimum wage you must earn, which varies based on your location and profession.
Required Documents:
When you apply for the Flipkart Axis Bank Credit Card, make sure you have these documents ready.
- Latest payslip/Form 16/IT return copy as proof of income
- PAN card
- Aadhaar card
- Passport Size photograph
Charges Associated with the Credit Card:
While the Flipkart Axis Bank Credit Card has great perks, you need to know about the fees that come with it. Some of the common charges include:
- Joining Fee: You’ll be charged a one-time joining fee, typically around Rs. 500.
- Annual Fee: An annual fee is levied after the first year.
- Pay full credit card balance to avoid accumulating interest charges. Interest charges can accumulate quickly on unpaid amounts.
- Missing a payment due date may lead to late fees, so it’s important to be on time and avoid extra costs.
- Be mindful of extra charges when using a credit card overseas. Watch out for added fees on international transactions.
Step-by-Step Process to apply a Flipkart Axis Bank Credit Card:
It is very easy to apply Flipkart Axis Bank Credit Card online, you can follow the below mentioned steps to apply this credit card online.
- First, go to the Axis Bank website. Then, find the Credit Card section.
- Next, select the Flipkart Axis Bank Credit Card from the available options.
- Before proceeding, ensure you meet the eligibility criteria.
- Then, give correct personal information like your name, contact, pay, and job details. Incomplete or inaccurate information may delay the process.
- Afterward, you must upload the necessary documents, as previously stated, for verification purposes.
- After uploading the files, carefully review the information. Submit the application for processing.
- Once you submit your application, the bank will review it and inform you of the decision within a few days.
- When approved, you’ll get your Flipkart Axis Bank Credit Card in 7-10 workdays.
Benefits of the Flipkart Axis Bank Credit Card:
The Flipkart Axis Bank Credit Card has many benefits that make it a good option for people. Here are some of the key benefits:
- As a new cardholder, you’ll be eligible for a welcome voucher worth Rs. 500 on Flipkart after your initial purchase within 30 days of obtaining the card. Additionally, some limited-time offers may provide supplementary bonus vouchers.
- Enjoy the benefit of visiting airport lounges in India four times each year for free.
- You can avoid paying 1% of the fuel surcharge when you buy fuel at any gas station in India.
- Earn rapid cashback on various activities like travel, shopping, entertainment, and everyday expenditures. Get 5% cashback on items from Flipkart, 4% from certain stores, and 1.5% on everything else.
- Enjoy a 15% discount, up to Rs.500, at over 10,000 partner restaurants in India with EasyDiner.
Final Words:
The Flipkart Axis Bank Credit Card provides an advantageous option for frequent Flipkart shoppers. It’s a beginner-friendly card offering attractive cashback rewards. To make an informed decision, explore eligibility criteria, application process, and benefits/fees. Thoroughly reviewing the Axis Bank terms is advisable to fully comprehend the card’s advantages.